Affordable homes for our community...
now and in the future

Mortgage Calculator

Purchase & Financing Information (Estimate Only)

Purchase Price of Home: (dollars)
Down Payment (default is 3.5% of purchase price): $
Mortgage Interest Rate: %
Length of Mortgage: years
Property Tax: 4103.544

Property tax for CPAH homes is estimated to be ((sale price*3333) - $6000) *0.076

Condo/Monthly Fee(s): (dollars)
CPAH Ground Lease (dollars)
Homeowner's Insurance: (dollars)

This mortgage calculator can be used to figure out estimated monthly housing payments. Estimated payments take into consideration principal, interest, property taxes, homeowner's insurance and the nominal monthly ground lease fee of $25. Your monthly housing payment should be no more than 33% of your total gross household income. Your monthly payment may be lower if you earn less than 80% of the area median income and qualify for first-time homebuyer assistance.

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Mortgage Calculator

CPAH Spotlight:

Craig & Nicia's Story

This is our story of how CPAH helped us turn our lives around and change directions.

We were earning enough income from our jobs that we were able to start saving for a home. Our second baby was on the way and while we weren't entirely secure, we felt we were making progress.

Then Nicia, along with hundreds of others at her company, unexpectedly lost her job of 13 years. Suddenly, we went from two incomes for our family of three, to one income for what would soon be our family of four. To make matters worse, with winter coming, Craig's hours as a truck driver were reduced. Since the rent for our townhome was now out of reach, we looked for a one-bedroom apartment, but we couldn't find decent, affordable housing.

For for the first time, we went into credit card debt to meet our monthly expenses. We were sinking and no matter what we tried, could not change directions. We felt hopeless.

Then we heard about CPAH. We quickly learned that CPAH had thrown us a life preserver. CPAH encouraged us and helped us through the application process. When we were fully qualified, we thought that maybe this was our chance to change directions.

When we walked into the home that would eventually become ours, it was unbelievable. Could this really be a home for our family? The answer was a life-changing yes. Now we have a safe, affordable, permanent place to call home and are optimistic about our future. Our expenses are manageable, and we are part of a wonderful community. Thank you CPAH!

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